Purwaningrat, P. A., L. N. Oktarini, and I. A. A. Saraswathi. “Managing Personal Finance: The Role of Spiritual and Financial Knowledge”. Warmadewa Management and Business Journal (WMBJ), Vol. 1, no. 2, Aug. 2019, pp. 93-101, doi:10.22225/wmbj.1.2.2019.93-101.