Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2009-2018
Abstract
The research is entitled The Effect of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018. The formulation of the problem is: How the influence of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018 simultaneously and partially. The aims of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2009-2018. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. Inflation variable partially has a negative and significant effect on public savings, while the BI Rate variable partially has a negative and significant effect on public savings.
References
El-Seoud, M. S. A. (2014). The Effect of Interest Rate, Inflation Rate and GDP on National Saving Rate. University of Bahrain, Collage of Business Administration, Departement of Economics and Finance, Kingdom of Bahrain. Global Journal of Commerce & Management Perspective, 3(3), 1–7. Retrieved from https://www.longdom.org/abstract/the-effect-of-interest-rate-inflation-rate-and-gdp-on-national-savings-rate-2457.html
Gisella, M. S. (2015). Pengaruh Kurs, Inflasi dan Tingkat BI Rate terhadap Volume Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia periode 2013-2017. Skripsi Program Studi Ilmu Ekonomi dan Studi Pembangunan (Konsentrasi Perbankan), Universitas Warmadewa.
Khan, W. A., & Sattar, A. (2014). Impact of Interest Rate Changes on The Profitability of Four Major Commercial Banks in Pakistan during 2008 to 2012. Nternational Journal of Accounting and Financial Reporting, 4(1), 142–154. Retrieved from https://doi.org/10.5296/ijafr.v4i1.5630
Lailatuniyar, S. (2017). Pengaruh Kurs, Inflasi dan Tingkat Suku Bunga terhadap Volume Simpanan Mudharabah pada Bank Umum Syariah dan Unit Usaha Syariah di Indonesia periode 2011-2015. Skripsi Jurusan Perbankan Syariah Universitas Islam Negeri Syarif Hidayatullah. Skripsi Jurusan Perbankan Syariah Universitas Islam Negeri Syarif Hidayatullah. Retrieved from https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&ved=2ahUKEwiihO6DjovsAhVVfisKHQRRAg4QFjAAegQIBxAB&url=http%3A%2F%2Frepository.uinjkt.ac.id%2Fdspace%2Fbitstream%2F123456789%2F35419%2F2%2FSUCI%2520LAILATUNIYAR-FEB.pdf&usg=AOvVaw1j75Tx4S0Dybz-5AJaoTXF
Mashamba, T., Magweva, R., & Gumbo, L. C. (2014). Analysing the relationship between Banks Deposit Interest Rate & Deposit Mobilization: Empirical evidence from Zimbabwean Commercial Banks (1980-2006). IOSR Journal of Business and Management (IOSR-JBM), 16(1), 64–75. Retrieved from https://pdfs.semanticscholar.org/f3ef/033a65002d88ce48f3a4ac3a9f6d2197925f.pdf
Nopirin. (1997). Ekonomi Moneter, Edisi Pertama, Cetakan Kesepuluh. Yogyakarta: BPFE.
Ogunbiyi, S. S., & Ihejirika, P. O. (2014). Interest Rates and Deposit Money Banks’ Profitability Nexus: The Nigerian Experience. Oman Chapter of Arabian Journal of Business and Management Review, 3(11), 133–148. Retrieved from https://pdfs.semanticscholar.org/f067/d0f6d742cc45f6ba059cf376e0ca1a4d314d.pdf
Trisnawati, N. M. (2013). Pengaruh Kurs, Inflasi dan BI Rate terhadap Volume Simpanan Masyarakat pada Bank Umum Pemerintah Tahun 2008-2012. Fakultas Ekonomi Universitas Warmadewa.
Wulandari, I. G. A. A., & Parameswara, A. A. G. A. (2019). Pengaruh Pendapatan per Kapita, Suku Bunga Bi Rate, Inflasi dan Kurs Dollar Amerika Serikat terhadap Simpanan Pihak Ketiga pada Bank Umum di Provinsi Bali. Warmadewa Economic Development Journal (WEDJ), 2(1), 10–17. Retrieved from https://doi.org/10.22225/wedj.2.1.1148.10-17
Yudiana, I. W., Aryawan, G., & Wulandari, I. G. A. A. (2019). Pengaruh Produk Domestik Regional Bruto (PDRB), Suku Bunga Tabungan dan Inflasi Terhadap Simpanan Masyarakat di Bank Umum Provinsi Bali. Warmadewa Economic Development Journal (WEDJ), 2(2), 72–83. Retrieved from https://doi.org/10.22225/wedj.2.2.1362.72-83
Abstract viewed = 487 times
PDF (Bahasa Indonesia) downloaded = 323 times
