Pengaruh Produk Domestik Regional Bruto (PDRB), Suku Bunga Tabungan dan Inflasi Terhadap Simpanan Masyarakat di Bank Umum Provinsi Bali
Abstract
Public savings in Commercial Banks can be a source of funding for the business when channeled back in the form of loans, so that it can encourage the growth of the real sector that has a positive impact on economic growth. The purpose of this research is to know the effect of gross regional domestic products, savings interest rate and inflation to public savings in the commercial bank of the Province of Bali simultaneously and partially. The data used is time period data 2013 until 2017. The research method used in this research is a quantitative method, while the analysis technique used is multiple linear regression analysis. The results of the analysis of this research state that simultaneously gross regional domestic products, savings interest rate and inflation have a positive and significant effect to public savings. Partially, gross regional domestic products have a positive and significant effect to public savings, while savings interest rate and inflation does not have a significant effect to public savings.References
Afandy, M. (2011). Pengaruh Pdrb Riil Dan Tingkat Suku Bunga Terhadap Tabungan Masyarakat Di Provinsi Sulawesi Selatan Periode Tahun 1995 – 2009. Jurusan Ilmu Ekonomi Fakultas Ekonomi Dan Bisnis Universitas Hasanuddin Makassar.
Ahmad, K., & Mahmood, H. (2013). Macroeconomic Determinants of National SavingsRevisited: A Small Open Economy of Pakistan. World Applied Sciences Journal, 21(1), 49–57. Retrieved from https://pdfs.semanticscholar.org/bf6f/98afe0d179f54420c0b01d81a23827871519.pdf
El-Seoud, M. S. A. (2014). The Effect Of Interest Rate, Inflation Rate And GDP On National Savings Rate. Global Journal of Commerce & Management Perspective, 3(3), 1–7. Retrieved from https://www.longdom.org/articles/the-effect-of-interest-rate-inflation-rate-and-gdp-on-national-savings-rate.pdf
Hallaq, S. (2003). Determinants of Private Savings: The Case of Jordan (1976-2000). Journal of King Saud University Administrative Sciences, 15(2), 83–94.
Helvira, R. (2013). Pengaruh PDRB Perkapita, Tingkat Suku Bunga Tabungan Bank Umum dan Inflasi terhadap Simpanan Masyarakat pada Bank Syariah di Kalimantan Barat. Jurnal Ekonomi Daerah (JEDA), 1(1). Retrieved from http://jurnal.untan.ac.id/index.php/JEDA2/article/view/3814
Hendra, Y. (2013). Analisis Pengaruh PDRB, Suku Bunga, Tingkat Inflasi dan Kurs Valuta Asing terhadap Simpanan Masyarakat pada Bank Umum di Kalimantan Barat. Jurnal Ekonomi Daerah (JEDA), 1(1). Retrieved from http://jurnal.untan.ac.id/index.php/JEDA2/article/view/1118
Larbi, D. A. (2013). The Long Run Determinants of Private Domestic Savings in Ghana: A Cointegration Approach. Journal of Development Economics and Sustainable Development, 4(4), 125–136. Retrieved from https://www.semanticscholar.org/paper/The-Long-Run-Determinants-of-Private-Domestic-in-A-Larbi/1c76dd6087f9db3a69c34ac43935dc64d2f09dc5
Marifat, I. (2016). Analisis Pengaruh Tingkat Bagi Hasil Deposito Mudharabah, Jumlah Kantor Layanan, Inflasi, Dan Pdb Terhadap Jumlah Deposito Mudharabah Pada Bank Umum Syariah (Bus) Di Indonesia. Fakultas Syariah Dan Hukum Universitas Islam Negeri Syarif Hidayatullah Jakarta. Retrieved from http://repository.uinjkt.ac.id/dspace/bitstream/123456789/33551/1/Ifat Marifat - FSH.pdf
Nwachukwu, T. E., & Egwaikhide, F. O. (2007). An Error-Correction Model of the Determinants of Private Saving in Nigeria. In African Economic Society (AES) Conference. Cape Town, South Africa. Retrieved from https://pdfs.semanticscholar.org/beef/32048f8bd38dd49d6dfbb428cd3eede9443b.pdf
Rudiansyah, A. (2014). Pengaruh Inflasi, Bi Rate, Pdb Dan Nilai Tukar Rupiah Terhadap Simpanan Mudharabah Pada Bank Syariah Di Indonesia. Jurnal Ilmu Manajemen Universitas Negeri Surabaya, 2(2), 306–317. Retrieved from https://jurnalmahasiswa.unesa.ac.id/index.php/jim/article/view/9813
Sugiyono. (2013). Metode Penelitian Pendidikan Pendekatan Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.
Sukirno, S. (2015). Makroekonomi Teori Pengantar. Jakarta: PT Raja Grafindo Persada.
Abstract viewed = 557 times
PDF (Bahasa Indonesia) downloaded = 615 times
