Konsep Hukum pada Gugatan Kasus Perdata Wanprestasi Akibat Kredit Macet
Abstract
Lawsuit is a claim for rights that aims to obtain protection of rights provided by the court, one of the many forms of lawsuits filed is a lawsuit for default, default is a form of non-fulfillment of the obligations of what has been agreed upon in the agreement, forms of default in agreements have various kinds, one of which is bad debt. The purpose of this study is to find out the existing legal regulations regarding civil lawsuits in default cases and to know the concept of civil lawsuits regarding defaults due to bad loans contained in cases with register number 9/Pdt.G.S/2021/PN Bta. This study uses a normative juridical method, with a statute approach and a conceptual approach. This type of research was conducted qualitatively, with research specifications that are descriptive analysis in nature. The data used is secondary data obtained through library research. The conclusion of this study is that the type of lawsuit that is commonly filed in the General Court is a default lawsuit. default according to the Civil Code arises from an agreement. Then, based on a study of the legal concept of the default lawsuit case with the case register number 9/Pdt.G/2021/PN Bta, it is drawn that the fulfillment of the formal requirements and substance requirements and the fulfillment of the elements of an action to be sued play a big role in the key to the success of a lawsuit. accepted or rejected.
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